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	<title>Student Loan Advice &#187; Student Loans</title>
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	<link>http://www.student-loan-guru.com</link>
	<description>Student Loan Advice For Parents and Students Heading To College</description>
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			<item>
		<title>How Will The Health Care Bill Affect Student Loans?</title>
		<link>http://www.student-loan-guru.com/how-will-the-health-care-bill-affect-student-loans/</link>
		<comments>http://www.student-loan-guru.com/how-will-the-health-care-bill-affect-student-loans/#comments</comments>
		<pubDate>Thu, 01 Apr 2010 00:07:07 +0000</pubDate>
		<dc:creator>The Student Loan Guru</dc:creator>
				<category><![CDATA[Student Loan News]]></category>
		<category><![CDATA[Federal Grants]]></category>
		<category><![CDATA[health care bill]]></category>
		<category><![CDATA[obama]]></category>
		<category><![CDATA[Student Loans]]></category>

		<guid isPermaLink="false">http://www.student-loan-guru.com/?p=308</guid>
		<description><![CDATA[ While as student loans might obviously not be directly related to the new health care bill that is being processed by the Obama administration, there may be some closely related ties to the two that you missed. The health care bill is said to cover those of you in the United States who don&#8217;t [...]]]></description>
		<wfw:commentRss>http://www.student-loan-guru.com/how-will-the-health-care-bill-affect-student-loans/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Student Loans For Community Colleges and Vo-Tech Schools &#8211; Know Your Options</title>
		<link>http://www.student-loan-guru.com/student-loans-for-community-college/</link>
		<comments>http://www.student-loan-guru.com/student-loans-for-community-college/#comments</comments>
		<pubDate>Sat, 20 Feb 2010 15:45:55 +0000</pubDate>
		<dc:creator>The Student Loan Guru</dc:creator>
				<category><![CDATA[Student Loan News]]></category>
		<category><![CDATA[community college student loans]]></category>
		<category><![CDATA[Student Loans]]></category>
		<category><![CDATA[undergraduate student loans]]></category>
		<category><![CDATA[vo-tech student loans]]></category>

		<guid isPermaLink="false">http://www.student-loan-guru.com/?p=302</guid>
		<description><![CDATA[Student Loans for Community College and Vo-Tech Schools
They over the top costs of typical four year colleges has pushed an ever increasing percentage of students to re-evaluate their education options at both the local and national community college level. In fact, many community colleges and vo-tech schools are now offering highly successful two to four [...]]]></description>
		<wfw:commentRss>http://www.student-loan-guru.com/student-loans-for-community-college/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Can I put my student loans on a credit card and then file bankruptcy?</title>
		<link>http://www.student-loan-guru.com/can-i-put-my-student-loans-on-a-credit-card-and-then-fil-bankruptcy/</link>
		<comments>http://www.student-loan-guru.com/can-i-put-my-student-loans-on-a-credit-card-and-then-fil-bankruptcy/#comments</comments>
		<pubDate>Wed, 03 Feb 2010 16:25:29 +0000</pubDate>
		<dc:creator>The Student Loan Guru</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[10 Years]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[Declaring Bankruptcy]]></category>
		<category><![CDATA[Handy]]></category>
		<category><![CDATA[Interest Checks]]></category>
		<category><![CDATA[Low Interest]]></category>
		<category><![CDATA[Mail]]></category>
		<category><![CDATA[Student Debt]]></category>
		<category><![CDATA[student loan debt]]></category>
		<category><![CDATA[Student Loans]]></category>

		<guid isPermaLink="false">http://www.student-loan-guru.com/?p=115</guid>
		<description><![CDATA[
Kiro from Mass. asks: I&#8217;m over my head in student loan debt, but have good credit and lots of it. I thought up a plan to put my student loans on my credit cards and then file bankruptcy on the cards. What do you thing? Is this a good idea? It doesn&#8217;t bother me a [...]]]></description>
		<wfw:commentRss>http://www.student-loan-guru.com/can-i-put-my-student-loans-on-a-credit-card-and-then-fil-bankruptcy/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Students and Parents Face Largest Student Aid Increases In Years</title>
		<link>http://www.student-loan-guru.com/students-and-parents-face-largest-student-aid-increases-in-years/</link>
		<comments>http://www.student-loan-guru.com/students-and-parents-face-largest-student-aid-increases-in-years/#comments</comments>
		<pubDate>Tue, 12 Jan 2010 20:11:11 +0000</pubDate>
		<dc:creator>The Student Loan Guru</dc:creator>
				<category><![CDATA[financial aid]]></category>
		<category><![CDATA[community college]]></category>
		<category><![CDATA[financial aid for community college]]></category>
		<category><![CDATA[student aid]]></category>
		<category><![CDATA[student aid increases]]></category>
		<category><![CDATA[Student Loans]]></category>

		<guid isPermaLink="false">http://www.student-loan-guru.com/?p=272</guid>
		<description><![CDATA[You know it was coming with the shape that the economy is in. Most Colleges and Universities are saying that Students and Parents should brace for an increase in student aid. Not just any increase, but one of the largest increases in recent times.
For example, New York Students are already feeling the pinch as State [...]]]></description>
		<wfw:commentRss>http://www.student-loan-guru.com/students-and-parents-face-largest-student-aid-increases-in-years/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Am I Responsible For My Ex Husbands Student Loans?</title>
		<link>http://www.student-loan-guru.com/am-i-responsible-for-my-ex-husbands-student-loans/</link>
		<comments>http://www.student-loan-guru.com/am-i-responsible-for-my-ex-husbands-student-loans/#comments</comments>
		<pubDate>Mon, 19 Jan 2009 10:22:19 +0000</pubDate>
		<dc:creator>The Student Loan Guru</dc:creator>
				<category><![CDATA[financial aid]]></category>
		<category><![CDATA[Butget]]></category>
		<category><![CDATA[Divorce]]></category>
		<category><![CDATA[divorce cout]]></category>
		<category><![CDATA[Dollar Loan]]></category>
		<category><![CDATA[ex husbands student loans]]></category>
		<category><![CDATA[Lifetime]]></category>
		<category><![CDATA[Pmts]]></category>
		<category><![CDATA[student loan]]></category>
		<category><![CDATA[Student Loans]]></category>

		<guid isPermaLink="false">http://www.student-loan-guru.com/?p=113</guid>
		<description><![CDATA[

Penny M. from Oregon asked: I&#8217;m an older woman who wants to go to College. I have two kids that are 10 and 13. My problem is that every time I apply for student loans, they decline me because of some outstanding student loans that are my ex-husbands. I&#8217;ve been told by more than several [...]]]></description>
		<wfw:commentRss>http://www.student-loan-guru.com/am-i-responsible-for-my-ex-husbands-student-loans/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How can I defer student loans while in the military?</title>
		<link>http://www.student-loan-guru.com/how-can-i-defer-student-loans-while-in-the-military/</link>
		<comments>http://www.student-loan-guru.com/how-can-i-defer-student-loans-while-in-the-military/#comments</comments>
		<pubDate>Sat, 17 Jan 2009 21:15:51 +0000</pubDate>
		<dc:creator>The Student Loan Guru</dc:creator>
				<category><![CDATA[College Life]]></category>
		<category><![CDATA[Student Loan FAQ's]]></category>
		<category><![CDATA[air force]]></category>
		<category><![CDATA[Contact]]></category>
		<category><![CDATA[Fafsa]]></category>
		<category><![CDATA[g.i. bill]]></category>
		<category><![CDATA[military pays for college]]></category>
		<category><![CDATA[military training]]></category>
		<category><![CDATA[Navy]]></category>
		<category><![CDATA[State Loans]]></category>
		<category><![CDATA[Student Loans]]></category>

		<guid isPermaLink="false">http://www.student-loan-guru.com/?p=143</guid>
		<description><![CDATA[

John Agnew from Florida asked: I&#8217;m about join the NAVY and I want to defer my student loans until I&#8217;m finished with A schooling. I have Federal as well as State backed student loans. Who would be the best person to contact about this?
Student Loan Advice: Hi John. First off, thank you for your service [...]]]></description>
		<wfw:commentRss>http://www.student-loan-guru.com/how-can-i-defer-student-loans-while-in-the-military/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Will student loans affect my mortgage applicaton?</title>
		<link>http://www.student-loan-guru.com/will-student-loans-affect-my-mortgage-applicaton/</link>
		<comments>http://www.student-loan-guru.com/will-student-loans-affect-my-mortgage-applicaton/#comments</comments>
		<pubDate>Sat, 10 Jan 2009 17:42:14 +0000</pubDate>
		<dc:creator>The Student Loan Guru</dc:creator>
				<category><![CDATA[Renting & Real Estate]]></category>
		<category><![CDATA[student loan advice]]></category>
		<category><![CDATA[become debt free]]></category>
		<category><![CDATA[dave ramsey]]></category>
		<category><![CDATA[debt free]]></category>
		<category><![CDATA[Flexibility]]></category>
		<category><![CDATA[home loans]]></category>
		<category><![CDATA[investing]]></category>
		<category><![CDATA[Lenders]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[mortgage application]]></category>
		<category><![CDATA[pay off your student loans]]></category>
		<category><![CDATA[Student Debt]]></category>
		<category><![CDATA[student loan consolidation]]></category>
		<category><![CDATA[student loan debt]]></category>
		<category><![CDATA[Student Loans]]></category>
		<category><![CDATA[will student loans affect my mortgage application]]></category>

		<guid isPermaLink="false">http://www.student-loan-guru.com/?p=59</guid>
		<description><![CDATA[

Linda R. from Ohio asked: I have $80,000 in several student loans, but since I consolidated all my student loans, the monthly payment is approximately $400. Other than this student loan, I&#8217;m debt free. Do mortgage lenders view student loan debt differently than other types of loans? Also, what other factors will they look at [...]]]></description>
		<wfw:commentRss>http://www.student-loan-guru.com/will-student-loans-affect-my-mortgage-applicaton/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Why can&#8217;t students get a break on paying back student loans?</title>
		<link>http://www.student-loan-guru.com/why-cant-students-get-a-break-on-paying-back-student-loans/</link>
		<comments>http://www.student-loan-guru.com/why-cant-students-get-a-break-on-paying-back-student-loans/#comments</comments>
		<pubDate>Sat, 10 Jan 2009 07:49:58 +0000</pubDate>
		<dc:creator>The Student Loan Guru</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[student loan advice]]></category>
		<category><![CDATA[bad economy]]></category>
		<category><![CDATA[Bad Judgment]]></category>
		<category><![CDATA[Banks]]></category>
		<category><![CDATA[Break]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[fatherly advice]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[poor economy]]></category>
		<category><![CDATA[repaying student loans]]></category>
		<category><![CDATA[student loan repayment advice]]></category>
		<category><![CDATA[Student Loans]]></category>
		<category><![CDATA[Tax Breaks]]></category>

		<guid isPermaLink="false">http://www.student-loan-guru.com/?p=135</guid>
		<description><![CDATA[

Jan B. from NJ asked: Seeing how all the big companies are getting bailed out and getting tax breaks, why can&#8217;t they give us students a break on repaying student loans? I&#8217;m having a hard time trying to buy a home or car because of my Student Loans. It doesn&#8217;t seem fair to me.
Student Loan [...]]]></description>
		<wfw:commentRss>http://www.student-loan-guru.com/why-cant-students-get-a-break-on-paying-back-student-loans/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What are the best companies to get private student loans from?</title>
		<link>http://www.student-loan-guru.com/what-are-the-best-companies-to-get-private-student-loans-from/</link>
		<comments>http://www.student-loan-guru.com/what-are-the-best-companies-to-get-private-student-loans-from/#comments</comments>
		<pubDate>Thu, 08 Jan 2009 18:01:50 +0000</pubDate>
		<dc:creator>The Student Loan Guru</dc:creator>
				<category><![CDATA[Student Loan FAQ's]]></category>
		<category><![CDATA[Astrive Loans]]></category>
		<category><![CDATA[Astrive Student Loan]]></category>
		<category><![CDATA[Private Loans]]></category>
		<category><![CDATA[private student loan]]></category>
		<category><![CDATA[private student loan companies]]></category>
		<category><![CDATA[private student loans]]></category>
		<category><![CDATA[student loan advice]]></category>
		<category><![CDATA[Student Loans]]></category>

		<guid isPermaLink="false">http://www.student-loan-guru.com/?p=97</guid>
		<description><![CDATA[

Brenda R. From Alaska asked: I am in the process of looking for a private student loan to cover my tuition and living expenses during college. I was told that an Astrive Student Loan is a good company to use. Are there any other good companies where a person with bad credit can get a [...]]]></description>
		<wfw:commentRss>http://www.student-loan-guru.com/what-are-the-best-companies-to-get-private-student-loans-from/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What Is The Best Way To Pay Off My Student Loans Early and Save Money?</title>
		<link>http://www.student-loan-guru.com/what-is-the-best-way-to-pay-off-my-student-loans-early-and-save-money/</link>
		<comments>http://www.student-loan-guru.com/what-is-the-best-way-to-pay-off-my-student-loans-early-and-save-money/#comments</comments>
		<pubDate>Thu, 18 Dec 2008 02:57:45 +0000</pubDate>
		<dc:creator>The Student Loan Guru</dc:creator>
				<category><![CDATA[financial aid]]></category>
		<category><![CDATA[student loan advice]]></category>
		<category><![CDATA[dave ramsey]]></category>
		<category><![CDATA[how to pay off my student loan early]]></category>
		<category><![CDATA[Interest Rate]]></category>
		<category><![CDATA[pay off a student loan early]]></category>
		<category><![CDATA[Quick Loans]]></category>
		<category><![CDATA[Quick Money]]></category>
		<category><![CDATA[repaying a student loan]]></category>
		<category><![CDATA[save money]]></category>
		<category><![CDATA[student loan forgiveness]]></category>
		<category><![CDATA[Student Loans]]></category>
		<category><![CDATA[teacher loan forgiveness]]></category>

		<guid isPermaLink="false">http://www.student-loan-guru.com/?p=123</guid>
		<description><![CDATA[

Megan B from Nebraska asked: Can you tell me of a quick you to pay student loans? I owe about 20k and my interest rate on the student loan is 6.5%. My monthly payment is around $200. Any suggestions please?
Student Loan Advice: Hey Megan, there are plenty of ways to pay off your student loan [...]]]></description>
		<wfw:commentRss>http://www.student-loan-guru.com/what-is-the-best-way-to-pay-off-my-student-loans-early-and-save-money/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Sallie Mae Expects Student Loan Write Offs To Increase In 2009</title>
		<link>http://www.student-loan-guru.com/sallie-mae-expects-student-loan-write-offs-to-increase-in-2009/</link>
		<comments>http://www.student-loan-guru.com/sallie-mae-expects-student-loan-write-offs-to-increase-in-2009/#comments</comments>
		<pubDate>Thu, 11 Dec 2008 00:26:50 +0000</pubDate>
		<dc:creator>The Student Loan Guru</dc:creator>
				<category><![CDATA[Student Loan News]]></category>
		<category><![CDATA[Student Loans]]></category>
		<category><![CDATA[bad credit student loan]]></category>
		<category><![CDATA[college loans]]></category>
		<category><![CDATA[financial aid for college students]]></category>
		<category><![CDATA[newsweek]]></category>
		<category><![CDATA[Sallie Mae]]></category>
		<category><![CDATA[student loan write off]]></category>

		<guid isPermaLink="false">http://www.student-loan-guru.com/?p=241</guid>
		<description><![CDATA[

I just read an article in Newsweek that says Sallie Mae expects their private student loan write offs to increase in 2009. Wow, color me surprised! NOT!
With the economy the way it is, or the way the National Media says it is, many students are up and letting their student loans go into default. They [...]]]></description>
		<wfw:commentRss>http://www.student-loan-guru.com/sallie-mae-expects-student-loan-write-offs-to-increase-in-2009/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Can I consolidate my student loans if they&#8217;ve been taken over by a creditor?</title>
		<link>http://www.student-loan-guru.com/can-i-consolidate-my-student-loans-if-theyve-been-taken-over-by-a-creditor/</link>
		<comments>http://www.student-loan-guru.com/can-i-consolidate-my-student-loans-if-theyve-been-taken-over-by-a-creditor/#comments</comments>
		<pubDate>Thu, 11 Dec 2008 00:17:33 +0000</pubDate>
		<dc:creator>The Student Loan Guru</dc:creator>
				<category><![CDATA[Student Loan Consolidation]]></category>
		<category><![CDATA[Student Loan FAQ's]]></category>
		<category><![CDATA[student loan advice]]></category>
		<category><![CDATA[bums]]></category>
		<category><![CDATA[Can I consolidate my student loans if they've been taken over by a creditor]]></category>
		<category><![CDATA[child support]]></category>
		<category><![CDATA[Consolidate Loans]]></category>
		<category><![CDATA[consolidation for student loans]]></category>
		<category><![CDATA[Creditor]]></category>
		<category><![CDATA[defaulted student loans]]></category>
		<category><![CDATA[Duaghter]]></category>
		<category><![CDATA[Interest Rate]]></category>
		<category><![CDATA[Loan Companies]]></category>
		<category><![CDATA[Low Interest]]></category>
		<category><![CDATA[student loan]]></category>
		<category><![CDATA[student loan consolidation]]></category>
		<category><![CDATA[Student Loans]]></category>

		<guid isPermaLink="false">http://www.student-loan-guru.com/?p=95</guid>
		<description><![CDATA[

 Robert J asks: I have two student loans for about 3000 dollars each. I have been unemployed for several years taking care of my kid and haven&#8217;t make any payments on the loans. Now a creditor has taken my student loans over. I now owe 9,000 thanks to fees, penalties and interest. Is there any [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Can They Garnish My Income Tax or Wages If I Have Deferred Student Loans?</title>
		<link>http://www.student-loan-guru.com/can-they-garnish-my-income-tax-or-wages-if-i-have-deferred-student-loans/</link>
		<comments>http://www.student-loan-guru.com/can-they-garnish-my-income-tax-or-wages-if-i-have-deferred-student-loans/#comments</comments>
		<pubDate>Wed, 10 Dec 2008 11:53:54 +0000</pubDate>
		<dc:creator>The Student Loan Guru</dc:creator>
				<category><![CDATA[Student Loan FAQ's]]></category>
		<category><![CDATA[student loan advice]]></category>
		<category><![CDATA[collection agency]]></category>
		<category><![CDATA[defaulted student loan]]></category>
		<category><![CDATA[Deferred Loans]]></category>
		<category><![CDATA[garnished tax returns]]></category>
		<category><![CDATA[garnished wages]]></category>
		<category><![CDATA[garnishment]]></category>
		<category><![CDATA[Income Tax]]></category>
		<category><![CDATA[irs]]></category>
		<category><![CDATA[student loan default]]></category>
		<category><![CDATA[Student Loans]]></category>
		<category><![CDATA[Three Months]]></category>

		<guid isPermaLink="false">http://www.student-loan-guru.com/?p=57</guid>
		<description><![CDATA[

Rita Long asks: I have student loans in default. I have made arangements to pay my deferred student loans and I have been paying them on time for the last several months. I would like to know can they still garnish my income tax or wages although I am paying on the loans?
Student Loan Guru: [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Are there any student loans for students with bad credit?</title>
		<link>http://www.student-loan-guru.com/are-there-any-student-loans-for-students-with-bad-credit/</link>
		<comments>http://www.student-loan-guru.com/are-there-any-student-loans-for-students-with-bad-credit/#comments</comments>
		<pubDate>Tue, 09 Dec 2008 13:26:21 +0000</pubDate>
		<dc:creator>The Student Loan Guru</dc:creator>
				<category><![CDATA[financial aid]]></category>
		<category><![CDATA[student loan advice]]></category>
		<category><![CDATA[Amount Of Money]]></category>
		<category><![CDATA[Are there any student loans for students with bad credit]]></category>
		<category><![CDATA[bad credit student loans]]></category>
		<category><![CDATA[Banks]]></category>
		<category><![CDATA[Credit Help]]></category>
		<category><![CDATA[Federal Grants]]></category>
		<category><![CDATA[People With Bad Credit]]></category>
		<category><![CDATA[Poor Judgment]]></category>
		<category><![CDATA[Returning To School]]></category>
		<category><![CDATA[scholarships]]></category>
		<category><![CDATA[Student Loans]]></category>
		<category><![CDATA[student loans for people with bad credit]]></category>

		<guid isPermaLink="false">http://www.student-loan-guru.com/?p=141</guid>
		<description><![CDATA[

Charles Q asks: I am returning to school in the fall but am short quite a bit of money. I need a student loan to pay for the rest of the first year, but I have really bad credit due to poor decisions I made some years ago. Does anyone know of any places, programs, [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>What happens to the status of my student loans if I transfer to a different college?</title>
		<link>http://www.student-loan-guru.com/what-happens-to-the-status-of-my-student-loans-if-i-transfer-to-a-different-college/</link>
		<comments>http://www.student-loan-guru.com/what-happens-to-the-status-of-my-student-loans-if-i-transfer-to-a-different-college/#comments</comments>
		<pubDate>Tue, 09 Dec 2008 12:42:06 +0000</pubDate>
		<dc:creator>The Student Loan Guru</dc:creator>
				<category><![CDATA[financial aid]]></category>
		<category><![CDATA[student loan advice]]></category>
		<category><![CDATA[Clearing House]]></category>
		<category><![CDATA[Current School]]></category>
		<category><![CDATA[Enrollment Status]]></category>
		<category><![CDATA[Enrollment Verification]]></category>
		<category><![CDATA[Federal Direct Loans]]></category>
		<category><![CDATA[Federal Loans]]></category>
		<category><![CDATA[Loan Agencies]]></category>
		<category><![CDATA[Loan Agency]]></category>
		<category><![CDATA[Loan Payments]]></category>
		<category><![CDATA[Mae]]></category>
		<category><![CDATA[Previous School]]></category>
		<category><![CDATA[student loan repayment]]></category>
		<category><![CDATA[student loan transfer]]></category>
		<category><![CDATA[Student Loans]]></category>
		<category><![CDATA[Undergraduate Schools]]></category>

		<guid isPermaLink="false">http://www.student-loan-guru.com/?p=71</guid>
		<description><![CDATA[

Andy M asks: I thinking about transferring to a different school but I still have student loans from my previous school (Sallie Mae and Federal Direct student loans). Are there clearing houses or other programs that my new enrollment status will be sent to so that the lenders are aware that I haven&#8217;t just stopped [...]]]></description>
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		<slash:comments>0</slash:comments>
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