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	<title>Student Loan Advice &#187; Student Loan Consolidation</title>
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	<link>http://www.student-loan-guru.com</link>
	<description>Student Loan Advice For Parents and Students Heading To College</description>
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		<title>What is the best way to pay off both student loans and private student loans?</title>
		<link>http://www.student-loan-guru.com/what-is-the-best-way-to-pay-off-both-student-loans-and-private-student-loans/</link>
		<comments>http://www.student-loan-guru.com/what-is-the-best-way-to-pay-off-both-student-loans-and-private-student-loans/#comments</comments>
		<pubDate>Fri, 09 Jan 2009 16:46:35 +0000</pubDate>
		<dc:creator>The Student Loan Guru</dc:creator>
				<category><![CDATA[Student Loan Consolidation]]></category>
		<category><![CDATA[Student Loan FAQ's]]></category>
		<category><![CDATA[Banks]]></category>
		<category><![CDATA[consolidating student loans]]></category>
		<category><![CDATA[Consolidation]]></category>
		<category><![CDATA[consumer debt]]></category>
		<category><![CDATA[credit unions]]></category>
		<category><![CDATA[dave ramsey]]></category>
		<category><![CDATA[Grace Period]]></category>
		<category><![CDATA[Loans Student]]></category>
		<category><![CDATA[Mixture]]></category>
		<category><![CDATA[Private Loans]]></category>
		<category><![CDATA[private student loan consolidation]]></category>
		<category><![CDATA[private student loans]]></category>
		<category><![CDATA[repaying student loans]]></category>
		<category><![CDATA[Stafford Loans]]></category>
		<category><![CDATA[student loan consolidation advice]]></category>
		<category><![CDATA[student loan debt]]></category>

		<guid isPermaLink="false">http://www.student-loan-guru.com/?p=149</guid>
		<description><![CDATA[

Kenny N. from Arkansas asked: I used a mixture of Federal and Private Student Loans during college.  My grace period ends in about a month. Is there a better way of paying my student loans off rather than paying each separately? There are I believe 3 stafford federal loans and 2 private student loans. [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Can I consolidate my student loans if they&#8217;ve been taken over by a creditor?</title>
		<link>http://www.student-loan-guru.com/can-i-consolidate-my-student-loans-if-theyve-been-taken-over-by-a-creditor/</link>
		<comments>http://www.student-loan-guru.com/can-i-consolidate-my-student-loans-if-theyve-been-taken-over-by-a-creditor/#comments</comments>
		<pubDate>Thu, 11 Dec 2008 00:17:33 +0000</pubDate>
		<dc:creator>The Student Loan Guru</dc:creator>
				<category><![CDATA[Student Loan Consolidation]]></category>
		<category><![CDATA[Student Loan FAQ's]]></category>
		<category><![CDATA[student loan advice]]></category>
		<category><![CDATA[bums]]></category>
		<category><![CDATA[Can I consolidate my student loans if they've been taken over by a creditor]]></category>
		<category><![CDATA[child support]]></category>
		<category><![CDATA[Consolidate Loans]]></category>
		<category><![CDATA[consolidation for student loans]]></category>
		<category><![CDATA[Creditor]]></category>
		<category><![CDATA[defaulted student loans]]></category>
		<category><![CDATA[Duaghter]]></category>
		<category><![CDATA[Interest Rate]]></category>
		<category><![CDATA[Loan Companies]]></category>
		<category><![CDATA[Low Interest]]></category>
		<category><![CDATA[student loan]]></category>
		<category><![CDATA[student loan consolidation]]></category>
		<category><![CDATA[Student Loans]]></category>

		<guid isPermaLink="false">http://www.student-loan-guru.com/?p=95</guid>
		<description><![CDATA[

 Robert J asks: I have two student loans for about 3000 dollars each. I have been unemployed for several years taking care of my kid and haven&#8217;t make any payments on the loans. Now a creditor has taken my student loans over. I now owe 9,000 thanks to fees, penalties and interest. Is there any [...]]]></description>
		<wfw:commentRss>http://www.student-loan-guru.com/can-i-consolidate-my-student-loans-if-theyve-been-taken-over-by-a-creditor/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Pro&#8217;s and Con&#8217;s of Private Student Loan Consolidation</title>
		<link>http://www.student-loan-guru.com/pros-and-cons-of-private-student-loan-consolidation/</link>
		<comments>http://www.student-loan-guru.com/pros-and-cons-of-private-student-loan-consolidation/#comments</comments>
		<pubDate>Mon, 08 Sep 2008 04:18:32 +0000</pubDate>
		<dc:creator>The Student Loan Guru</dc:creator>
				<category><![CDATA[Student Loan Consolidation]]></category>
		<category><![CDATA[college loans]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[Education]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[private student loan]]></category>
		<category><![CDATA[private student loan cosolidation]]></category>
		<category><![CDATA[student loan consolidation]]></category>
		<category><![CDATA[Student Loans]]></category>

		<guid isPermaLink="false">http://www.student-loan-guru.com/?p=54</guid>
		<description><![CDATA[
Private student loans are being granted by banks and non-profit financial institutions. This type of student loan can build a bridge to finance additional expenses in terms of education. As a matter of fact, private student loans have a more rapid growth compared to Federal student loans. 
Private student loans are credit-based and have more [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Pro&#8217;s and Con&#8217;s of Private Student Loans</title>
		<link>http://www.student-loan-guru.com/pros-and-cons-of-private-student-loans/</link>
		<comments>http://www.student-loan-guru.com/pros-and-cons-of-private-student-loans/#comments</comments>
		<pubDate>Tue, 26 Aug 2008 12:30:50 +0000</pubDate>
		<dc:creator>The Student Loan Guru</dc:creator>
				<category><![CDATA[Student Loan Consolidation]]></category>
		<category><![CDATA[college education]]></category>
		<category><![CDATA[cost of education]]></category>
		<category><![CDATA[education financing]]></category>
		<category><![CDATA[private student loan consolidation]]></category>
		<category><![CDATA[private student loans]]></category>
		<category><![CDATA[Student Loans]]></category>

		<guid isPermaLink="false">http://www.student-loan-guru.com/?p=52</guid>
		<description><![CDATA[Private Student Loan Consolidation

Private student loans are credit-based and have more attractive repayment terms as well as interest rates. It can really help in saving money every month unlike the Federal student loans. Private student loan consolidation is simply the process of refinancing and combining private student loans into a single debt only. It may [...]]]></description>
		<wfw:commentRss>http://www.student-loan-guru.com/pros-and-cons-of-private-student-loans/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Should You Consolidate Your Student Loans Now?</title>
		<link>http://www.student-loan-guru.com/should-you-consolidate-your-student-loans-now/</link>
		<comments>http://www.student-loan-guru.com/should-you-consolidate-your-student-loans-now/#comments</comments>
		<pubDate>Sat, 16 Feb 2008 02:20:52 +0000</pubDate>
		<dc:creator>The Student Loan Guru</dc:creator>
				<category><![CDATA[Student Loan Consolidation]]></category>
		<category><![CDATA[federal loan programs]]></category>
		<category><![CDATA[private student loans]]></category>
		<category><![CDATA[student loan consolidation]]></category>
		<category><![CDATA[Student Loans]]></category>

		<guid isPermaLink="false">http://www.student-loan-guru.com/should-you-consolidate-your-student-loans-now/</guid>
		<description><![CDATA[Should you consolidate your student loans now? 

Federal student loanword programs are the sole, largest source of school borrow currency consolidation. The first step in applying for this type of aid is going on the Free Application for Federal Student Aid (FAFSA) website, at http://www.fafsa.ed.gov/, and fill out a comprehensive questionnaire. It generally takes around 7 [...]]]></description>
		<wfw:commentRss>http://www.student-loan-guru.com/should-you-consolidate-your-student-loans-now/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Scholarships or Student Loans &#8211; Which To Choose</title>
		<link>http://www.student-loan-guru.com/scholarships-or-student-loans-which-to-choose/</link>
		<comments>http://www.student-loan-guru.com/scholarships-or-student-loans-which-to-choose/#comments</comments>
		<pubDate>Tue, 29 Jan 2008 03:01:00 +0000</pubDate>
		<dc:creator>The Student Loan Guru</dc:creator>
				<category><![CDATA[Student Loan Consolidation]]></category>
		<category><![CDATA[Student Loans]]></category>
		<category><![CDATA[university financing]]></category>
		<category><![CDATA[universtiy scholarships]]></category>

		<guid isPermaLink="false">http://www.student-loan-guru.com/scholarships-or-student-loans-which-to-choose/</guid>
		<description><![CDATA[University Education: Scholarship Grants or Student Loans?

How much is the price for a college training?
Is there a uncommitted funding system?
Let’s confront the fact. University education is high-priced! Many parents do a double over when their kids setting up and looking at attending a community University or a state College.
There are a allot of things which constitutes the [...]]]></description>
		<wfw:commentRss>http://www.student-loan-guru.com/scholarships-or-student-loans-which-to-choose/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Cosigning For A Private Student Loan &#8211; Pro&#8217;s &amp; Con&#8217;s</title>
		<link>http://www.student-loan-guru.com/cosigning-for-a-private-student-loan-pros-cons/</link>
		<comments>http://www.student-loan-guru.com/cosigning-for-a-private-student-loan-pros-cons/#comments</comments>
		<pubDate>Sat, 03 Feb 2007 03:41:37 +0000</pubDate>
		<dc:creator>The Student Loan Guru</dc:creator>
				<category><![CDATA[Student Loan Consolidation]]></category>
		<category><![CDATA[bad credit student loans]]></category>
		<category><![CDATA[cosigning for a loan]]></category>
		<category><![CDATA[cosigning for a student loan]]></category>

		<guid isPermaLink="false">http://www.student-loan-guru.com/cosigning-for-a-private-student-loan-pros-cons/</guid>
		<description><![CDATA[Cosigning For A Student Loan


Cosigning for a private student loan can be advantageous for the borrower or a pitfall for the cosigner. 
Private student loans are issued based on the borrowers credit. This means two things for those applying for a private student loan.

The loan will be based on the borrowers credit score
Normally, the better the [...]]]></description>
		<wfw:commentRss>http://www.student-loan-guru.com/cosigning-for-a-private-student-loan-pros-cons/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Student Loan FAQ&#8217;s &#8211; Frequently Asked Questions About Student Loans</title>
		<link>http://www.student-loan-guru.com/student-loan-faqs-frequently-asked-questions-about-student-loans/</link>
		<comments>http://www.student-loan-guru.com/student-loan-faqs-frequently-asked-questions-about-student-loans/#comments</comments>
		<pubDate>Fri, 19 Jan 2007 04:02:11 +0000</pubDate>
		<dc:creator>The Student Loan Guru</dc:creator>
				<category><![CDATA[Student Loan Consolidation]]></category>
		<category><![CDATA[federal student loans]]></category>
		<category><![CDATA[perkins student loans]]></category>
		<category><![CDATA[questions about student loans]]></category>
		<category><![CDATA[student loan advice]]></category>
		<category><![CDATA[student loan faq]]></category>
		<category><![CDATA[student loan frequently asked questions]]></category>
		<category><![CDATA[student loan questions]]></category>

		<guid isPermaLink="false">http://www.student-loan-guru.com/student-loan-faqs-frequently-asked-questions-about-student-loans/</guid>
		<description><![CDATA[Student Loan FAQ&#8217;s (frequently asked questions)

Who do I contact if my lender or lender servicer has closed? You can contact the guaranty agency that is listed for additional information about your loan.
Who do I contact if the guaranty agency is closed? Staff at the U.S. Department of Education&#8217;s Federal Student Aid Information Center will take [...]]]></description>
		<wfw:commentRss>http://www.student-loan-guru.com/student-loan-faqs-frequently-asked-questions-about-student-loans/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Federal Perkins Student Loan &#8211; Perkins Student Loan Information</title>
		<link>http://www.student-loan-guru.com/the-federal-perkins-student-loan-perkins-student-loan-information/</link>
		<comments>http://www.student-loan-guru.com/the-federal-perkins-student-loan-perkins-student-loan-information/#comments</comments>
		<pubDate>Thu, 18 Jan 2007 00:55:32 +0000</pubDate>
		<dc:creator>The Student Loan Guru</dc:creator>
				<category><![CDATA[Student Loan Consolidation]]></category>
		<category><![CDATA[college loan advice]]></category>
		<category><![CDATA[college loans]]></category>
		<category><![CDATA[federal perkins loan]]></category>
		<category><![CDATA[federal perkins student loan]]></category>
		<category><![CDATA[perkins student loan]]></category>
		<category><![CDATA[student loan advice]]></category>

		<guid isPermaLink="false">http://www.student-loan-guru.com/the-federal-perkins-student-loan-perkins-student-loan-information/</guid>
		<description><![CDATA[Federal Perkins Student Loan
Federal Perkins Loan &#8211; what is it and am I elgible for one?


The Federal Perkins Loan definition: The federal Perkins loan is a low interest student loan that can be used for both undergraduate and graduate students. Students must qualify and have &#8220;financial need&#8221;. &#8220;Financial Need&#8221; definition: When you apply for federal [...]]]></description>
		<wfw:commentRss>http://www.student-loan-guru.com/the-federal-perkins-student-loan-perkins-student-loan-information/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>College Isn&#8217;t For Everyone &#8211; High Paying Alternatives To A 4 Year College Degree</title>
		<link>http://www.student-loan-guru.com/college-isnt-for-everyone-high-paying-alternatives-to-a-4-year-college-degree/</link>
		<comments>http://www.student-loan-guru.com/college-isnt-for-everyone-high-paying-alternatives-to-a-4-year-college-degree/#comments</comments>
		<pubDate>Wed, 17 Jan 2007 17:40:20 +0000</pubDate>
		<dc:creator>The Student Loan Guru</dc:creator>
				<category><![CDATA[Student Loan Consolidation]]></category>
		<category><![CDATA[alternatives to a 4 year college degree]]></category>
		<category><![CDATA[alternatives to a college degree]]></category>
		<category><![CDATA[college degree alternatives]]></category>

		<guid isPermaLink="false">http://www.student-loan-guru.com/college-isnt-for-everyone-high-paying-alternatives-to-a-4-year-college-degree/</guid>
		<description><![CDATA[Alternatives To A College Degree
College Isn&#8217;t For Everyone &#8211; High Paying Alternatives To A 4 Year College Degree


College isn&#8217;t for everyone these days. In today&#8217;s time, it seems all you hear is &#8220;Go to college and get an education and you&#8217;ll be set for life.&#8221; Well, I&#8217;m here to tell you that&#8217;s a Urban Myth, [...]]]></description>
		<wfw:commentRss>http://www.student-loan-guru.com/college-isnt-for-everyone-high-paying-alternatives-to-a-4-year-college-degree/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Student Loan Definitions</title>
		<link>http://www.student-loan-guru.com/student-loan-definitions/</link>
		<comments>http://www.student-loan-guru.com/student-loan-definitions/#comments</comments>
		<pubDate>Wed, 17 Jan 2007 16:28:33 +0000</pubDate>
		<dc:creator>The Student Loan Guru</dc:creator>
				<category><![CDATA[Student Loan Consolidation]]></category>
		<category><![CDATA[student loan definitions]]></category>
		<category><![CDATA[student loan terms]]></category>

		<guid isPermaLink="false">http://www.student-loan-guru.com/student-loan-definitions/</guid>
		<description><![CDATA[Student Loan Definitions


Student Loan Definitions: What they are and what they mean to you! Trying to figure out what all those student loan definitions and abbreviations stand for on a student loan application can give you a real headache. Take a minute to print out this list of student loan definitions and loan abbriviations before sitting [...]]]></description>
		<wfw:commentRss>http://www.student-loan-guru.com/student-loan-definitions/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Federal Student Loans &#8211; Steps To Apply</title>
		<link>http://www.student-loan-guru.com/federal-student-loans-steps-to-apply/</link>
		<comments>http://www.student-loan-guru.com/federal-student-loans-steps-to-apply/#comments</comments>
		<pubDate>Wed, 17 Jan 2007 16:01:57 +0000</pubDate>
		<dc:creator>The Student Loan Guru</dc:creator>
				<category><![CDATA[Student Loan Consolidation]]></category>
		<category><![CDATA[applying for a student loan]]></category>
		<category><![CDATA[federal student loan application]]></category>
		<category><![CDATA[federal student loans]]></category>

		<guid isPermaLink="false">http://www.student-loan-guru.com/federal-student-loans-steps-to-apply/</guid>
		<description><![CDATA[Federal Student Loans


Applying For a Federal Student Loan doesn&#8217;t have to be complex. If you follow these easy steps, you should have no problem applying for a variety of Federal Student Loans. 


Step 1:Your school conselor has free information plus you can find information at the financial aid office at the college or career school you plan to [...]]]></description>
		<wfw:commentRss>http://www.student-loan-guru.com/federal-student-loans-steps-to-apply/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Is College Right For Me?</title>
		<link>http://www.student-loan-guru.com/is-college-right-for-me/</link>
		<comments>http://www.student-loan-guru.com/is-college-right-for-me/#comments</comments>
		<pubDate>Wed, 17 Jan 2007 13:44:39 +0000</pubDate>
		<dc:creator>The Student Loan Guru</dc:creator>
				<category><![CDATA[Student Loan Consolidation]]></category>
		<category><![CDATA[alternatives to college]]></category>
		<category><![CDATA[college questions]]></category>
		<category><![CDATA[is college for me]]></category>

		<guid isPermaLink="false">http://www.student-loan-guru.com/?p=3</guid>
		<description><![CDATA[Is College For Me


Is College Right For Me? Many high school graduates find theirself asking those same questions. &#8220;Will I be able to go to college&#8220;? Is another one. Fortunately, the last questions is easy to answer.
Federal Student Aid’s mission is to ensure that all eligible individuals benefit from federal financial assistance —grants, loans and [...]]]></description>
		<wfw:commentRss>http://www.student-loan-guru.com/is-college-right-for-me/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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