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	<title>Student Loan Advice &#187; student loan advice</title>
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	<link>http://www.student-loan-guru.com</link>
	<description>Student Loan Advice For Parents and Students Heading To College</description>
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		<title>Ways To Pay For College</title>
		<link>http://www.student-loan-guru.com/ways-to-pay-for-college/</link>
		<comments>http://www.student-loan-guru.com/ways-to-pay-for-college/#comments</comments>
		<pubDate>Wed, 06 Apr 2011 11:54:14 +0000</pubDate>
		<dc:creator>The Student Loan Guru</dc:creator>
				<category><![CDATA[student loan advice]]></category>
		<category><![CDATA[cash for college]]></category>
		<category><![CDATA[financial aid]]></category>
		<category><![CDATA[scholarships]]></category>
		<category><![CDATA[Student Loans]]></category>
		<category><![CDATA[ways to pay for college]]></category>

		<guid isPermaLink="false">http://www.student-loan-guru.com/?p=364</guid>
		<description><![CDATA[There are many ways to pay for college. Some require commitment and dedication, while others simply require a keen financial mind. The best way to pay, of course, is the way that best suits the student&#8217;s own life goals. If you are looking to pay for college in the near future, the three methods listed [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Student Loan Deferment &#8211; What It Is and How To Prevent It</title>
		<link>http://www.student-loan-guru.com/student-loan-deferment-what-it-is-and-how-to-prevent-it/</link>
		<comments>http://www.student-loan-guru.com/student-loan-deferment-what-it-is-and-how-to-prevent-it/#comments</comments>
		<pubDate>Mon, 28 Feb 2011 17:29:38 +0000</pubDate>
		<dc:creator>The Student Loan Guru</dc:creator>
				<category><![CDATA[student loan advice]]></category>
		<category><![CDATA[deferment]]></category>
		<category><![CDATA[deferred student loans]]></category>
		<category><![CDATA[student loan deferment]]></category>
		<category><![CDATA[Student Loans]]></category>

		<guid isPermaLink="false">http://www.student-loan-guru.com/?p=355</guid>
		<description><![CDATA[A lot of students get through college by taking up scholarships, awards and student loans. The last option usually is the most painful in the pocket since borrowing money doesn’t really bode well for those who cannot find decent jobs after graduation. Yes, a college degree is important and one must sacrifice in order to [...]]]></description>
		<wfw:commentRss>http://www.student-loan-guru.com/student-loan-deferment-what-it-is-and-how-to-prevent-it/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Student Loan Lifetime Maximum &#8211; Do You Know Yours?</title>
		<link>http://www.student-loan-guru.com/student-loan-lifetime-maximum-do-you-know-yours/</link>
		<comments>http://www.student-loan-guru.com/student-loan-lifetime-maximum-do-you-know-yours/#comments</comments>
		<pubDate>Thu, 02 Sep 2010 14:29:28 +0000</pubDate>
		<dc:creator>The Student Loan Guru</dc:creator>
				<category><![CDATA[student loan advice]]></category>
		<category><![CDATA[student loan]]></category>
		<category><![CDATA[student loan forgiveness]]></category>
		<category><![CDATA[student loan lifetime maximum]]></category>
		<category><![CDATA[Student Loans]]></category>

		<guid isPermaLink="false">http://www.student-loan-guru.com/?p=323</guid>
		<description><![CDATA[Know Your Student Loan Lifetime Maximum! The world is in a state of financial regression. A lot of companies and industries have shut down. People after people are laid off by their employers trying to cut back on costs and budget. It is not a mystery why college students often resort to college student loans. [...]]]></description>
		<wfw:commentRss>http://www.student-loan-guru.com/student-loan-lifetime-maximum-do-you-know-yours/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Student Loan Forgiveness &#8211; Some Of Your Options</title>
		<link>http://www.student-loan-guru.com/student-loan-forgivenes-some-of-your-options/</link>
		<comments>http://www.student-loan-guru.com/student-loan-forgivenes-some-of-your-options/#comments</comments>
		<pubDate>Mon, 02 Aug 2010 21:16:56 +0000</pubDate>
		<dc:creator>The Student Loan Guru</dc:creator>
				<category><![CDATA[student loan advice]]></category>
		<category><![CDATA[student loan debt]]></category>
		<category><![CDATA[student loan forgiveness]]></category>
		<category><![CDATA[Student Loans]]></category>

		<guid isPermaLink="false">http://www.student-loan-guru.com/?p=318</guid>
		<description><![CDATA[When you have applied for a student loan, received it, went to college and then graduated but end up finding yourself unable to repay the loan at anytime during the payback period, there are things that you can do to minimize or simply wipe off your debts. This is called student loan forgiveness. Since there [...]]]></description>
		<wfw:commentRss>http://www.student-loan-guru.com/student-loan-forgivenes-some-of-your-options/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Will student loans affect my mortgage applicaton?</title>
		<link>http://www.student-loan-guru.com/will-student-loans-affect-my-mortgage-applicaton/</link>
		<comments>http://www.student-loan-guru.com/will-student-loans-affect-my-mortgage-applicaton/#comments</comments>
		<pubDate>Sat, 10 Jan 2009 17:42:14 +0000</pubDate>
		<dc:creator>The Student Loan Guru</dc:creator>
				<category><![CDATA[Renting & Real Estate]]></category>
		<category><![CDATA[student loan advice]]></category>
		<category><![CDATA[become debt free]]></category>
		<category><![CDATA[dave ramsey]]></category>
		<category><![CDATA[debt free]]></category>
		<category><![CDATA[Flexibility]]></category>
		<category><![CDATA[home loans]]></category>
		<category><![CDATA[investing]]></category>
		<category><![CDATA[Lenders]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[mortgage application]]></category>
		<category><![CDATA[pay off your student loans]]></category>
		<category><![CDATA[Student Debt]]></category>
		<category><![CDATA[student loan consolidation]]></category>
		<category><![CDATA[student loan debt]]></category>
		<category><![CDATA[Student Loans]]></category>
		<category><![CDATA[will student loans affect my mortgage application]]></category>

		<guid isPermaLink="false">http://www.student-loan-guru.com/?p=59</guid>
		<description><![CDATA[Linda R. from Ohio asked: I have $80,000 in several student loans, but since I consolidated all my student loans, the monthly payment is approximately $400. Other than this student loan, I&#8217;m debt free. Do mortgage lenders view student loan debt differently than other types of loans? Also, what other factors will they look at [...]]]></description>
		<wfw:commentRss>http://www.student-loan-guru.com/will-student-loans-affect-my-mortgage-applicaton/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Why can&#8217;t students get a break on paying back student loans?</title>
		<link>http://www.student-loan-guru.com/why-cant-students-get-a-break-on-paying-back-student-loans/</link>
		<comments>http://www.student-loan-guru.com/why-cant-students-get-a-break-on-paying-back-student-loans/#comments</comments>
		<pubDate>Sat, 10 Jan 2009 07:49:58 +0000</pubDate>
		<dc:creator>The Student Loan Guru</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[student loan advice]]></category>
		<category><![CDATA[bad economy]]></category>
		<category><![CDATA[Bad Judgment]]></category>
		<category><![CDATA[Banks]]></category>
		<category><![CDATA[Break]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[fatherly advice]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[poor economy]]></category>
		<category><![CDATA[repaying student loans]]></category>
		<category><![CDATA[student loan repayment advice]]></category>
		<category><![CDATA[Student Loans]]></category>
		<category><![CDATA[Tax Breaks]]></category>

		<guid isPermaLink="false">http://www.student-loan-guru.com/?p=135</guid>
		<description><![CDATA[Jan B. from NJ asked: Seeing how all the big companies are getting bailed out and getting tax breaks, why can&#8217;t they give us students a break on repaying student loans? I&#8217;m having a hard time trying to buy a home or car because of my Student Loans. It doesn&#8217;t seem fair to me. Student [...]]]></description>
		<wfw:commentRss>http://www.student-loan-guru.com/why-cant-students-get-a-break-on-paying-back-student-loans/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What Is The Best Way To Pay Off My Student Loans Early and Save Money?</title>
		<link>http://www.student-loan-guru.com/what-is-the-best-way-to-pay-off-my-student-loans-early-and-save-money/</link>
		<comments>http://www.student-loan-guru.com/what-is-the-best-way-to-pay-off-my-student-loans-early-and-save-money/#comments</comments>
		<pubDate>Thu, 18 Dec 2008 02:57:45 +0000</pubDate>
		<dc:creator>The Student Loan Guru</dc:creator>
				<category><![CDATA[financial aid]]></category>
		<category><![CDATA[student loan advice]]></category>
		<category><![CDATA[dave ramsey]]></category>
		<category><![CDATA[how to pay off my student loan early]]></category>
		<category><![CDATA[Interest Rate]]></category>
		<category><![CDATA[pay off a student loan early]]></category>
		<category><![CDATA[Quick Loans]]></category>
		<category><![CDATA[Quick Money]]></category>
		<category><![CDATA[repaying a student loan]]></category>
		<category><![CDATA[save money]]></category>
		<category><![CDATA[student loan forgiveness]]></category>
		<category><![CDATA[Student Loans]]></category>
		<category><![CDATA[teacher loan forgiveness]]></category>

		<guid isPermaLink="false">http://www.student-loan-guru.com/?p=123</guid>
		<description><![CDATA[Megan B from Nebraska asked: Can you tell me of a quick you to pay student loans? I owe about 20k and my interest rate on the student loan is 6.5%. My monthly payment is around $200. Any suggestions please? Student Loan Advice: Hey Megan, there are plenty of ways to pay off your student [...]]]></description>
		<wfw:commentRss>http://www.student-loan-guru.com/what-is-the-best-way-to-pay-off-my-student-loans-early-and-save-money/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Can I use my student loan to pay off my credit card debt?</title>
		<link>http://www.student-loan-guru.com/can-i-use-my-student-loan-to-pay-off-my-credit-card-debt/</link>
		<comments>http://www.student-loan-guru.com/can-i-use-my-student-loan-to-pay-off-my-credit-card-debt/#comments</comments>
		<pubDate>Fri, 12 Dec 2008 14:27:33 +0000</pubDate>
		<dc:creator>The Student Loan Guru</dc:creator>
				<category><![CDATA[student loan advice]]></category>
		<category><![CDATA[Can I use my student loan to pay off my credit card debt]]></category>
		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[credit cards for students]]></category>
		<category><![CDATA[private student loans]]></category>
		<category><![CDATA[student loan credit card debt]]></category>
		<category><![CDATA[student loan debt]]></category>
		<category><![CDATA[student loan questions]]></category>

		<guid isPermaLink="false">http://www.student-loan-guru.com/?p=247</guid>
		<description><![CDATA[Monica W asks: I have $3500 in credit card debt. My Mom and Dad are paying for my school, but I have been unable to live on the money I get from them for living expenses. I wish that I had took out another student loan instead of using the credit card. Already this semester [...]]]></description>
		<wfw:commentRss>http://www.student-loan-guru.com/can-i-use-my-student-loan-to-pay-off-my-credit-card-debt/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Can I consolidate my student loans if they&#8217;ve been taken over by a creditor?</title>
		<link>http://www.student-loan-guru.com/can-i-consolidate-my-student-loans-if-theyve-been-taken-over-by-a-creditor/</link>
		<comments>http://www.student-loan-guru.com/can-i-consolidate-my-student-loans-if-theyve-been-taken-over-by-a-creditor/#comments</comments>
		<pubDate>Thu, 11 Dec 2008 00:17:33 +0000</pubDate>
		<dc:creator>The Student Loan Guru</dc:creator>
				<category><![CDATA[student loan advice]]></category>
		<category><![CDATA[Student Loan Consolidation]]></category>
		<category><![CDATA[Student Loan FAQ's]]></category>
		<category><![CDATA[bums]]></category>
		<category><![CDATA[Can I consolidate my student loans if they've been taken over by a creditor]]></category>
		<category><![CDATA[child support]]></category>
		<category><![CDATA[Consolidate Loans]]></category>
		<category><![CDATA[consolidation for student loans]]></category>
		<category><![CDATA[Creditor]]></category>
		<category><![CDATA[defaulted student loans]]></category>
		<category><![CDATA[Duaghter]]></category>
		<category><![CDATA[Interest Rate]]></category>
		<category><![CDATA[Loan Companies]]></category>
		<category><![CDATA[Low Interest]]></category>
		<category><![CDATA[student loan]]></category>
		<category><![CDATA[student loan consolidation]]></category>
		<category><![CDATA[Student Loans]]></category>

		<guid isPermaLink="false">http://www.student-loan-guru.com/?p=95</guid>
		<description><![CDATA[Robert J asks: I have two student loans for about 3000 dollars each. I have been unemployed for several years taking care of my kid and haven&#8217;t make any payments on the loans. Now a creditor has taken my student loans over. I now owe 9,000 thanks to fees, penalties and interest. Is there any student [...]]]></description>
		<wfw:commentRss>http://www.student-loan-guru.com/can-i-consolidate-my-student-loans-if-theyve-been-taken-over-by-a-creditor/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Can They Garnish My Income Tax or Wages If I Have Deferred Student Loans?</title>
		<link>http://www.student-loan-guru.com/can-they-garnish-my-income-tax-or-wages-if-i-have-deferred-student-loans/</link>
		<comments>http://www.student-loan-guru.com/can-they-garnish-my-income-tax-or-wages-if-i-have-deferred-student-loans/#comments</comments>
		<pubDate>Wed, 10 Dec 2008 11:53:54 +0000</pubDate>
		<dc:creator>The Student Loan Guru</dc:creator>
				<category><![CDATA[student loan advice]]></category>
		<category><![CDATA[Student Loan FAQ's]]></category>
		<category><![CDATA[collection agency]]></category>
		<category><![CDATA[defaulted student loan]]></category>
		<category><![CDATA[Deferred Loans]]></category>
		<category><![CDATA[garnished tax returns]]></category>
		<category><![CDATA[garnished wages]]></category>
		<category><![CDATA[garnishment]]></category>
		<category><![CDATA[Income Tax]]></category>
		<category><![CDATA[irs]]></category>
		<category><![CDATA[student loan default]]></category>
		<category><![CDATA[Student Loans]]></category>
		<category><![CDATA[Three Months]]></category>

		<guid isPermaLink="false">http://www.student-loan-guru.com/?p=57</guid>
		<description><![CDATA[Rita Long asks: I have student loans in default. I have made arangements to pay my deferred student loans and I have been paying them on time for the last several months. I would like to know can they still garnish my income tax or wages although I am paying on the loans? Student Loan [...]]]></description>
		<wfw:commentRss>http://www.student-loan-guru.com/can-they-garnish-my-income-tax-or-wages-if-i-have-deferred-student-loans/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Are there any student loans for students with bad credit?</title>
		<link>http://www.student-loan-guru.com/are-there-any-student-loans-for-students-with-bad-credit/</link>
		<comments>http://www.student-loan-guru.com/are-there-any-student-loans-for-students-with-bad-credit/#comments</comments>
		<pubDate>Tue, 09 Dec 2008 13:26:21 +0000</pubDate>
		<dc:creator>The Student Loan Guru</dc:creator>
				<category><![CDATA[financial aid]]></category>
		<category><![CDATA[student loan advice]]></category>
		<category><![CDATA[Amount Of Money]]></category>
		<category><![CDATA[Are there any student loans for students with bad credit]]></category>
		<category><![CDATA[bad credit student loans]]></category>
		<category><![CDATA[Banks]]></category>
		<category><![CDATA[Credit Help]]></category>
		<category><![CDATA[Federal Grants]]></category>
		<category><![CDATA[People With Bad Credit]]></category>
		<category><![CDATA[Poor Judgment]]></category>
		<category><![CDATA[Returning To School]]></category>
		<category><![CDATA[scholarships]]></category>
		<category><![CDATA[Student Loans]]></category>
		<category><![CDATA[student loans for people with bad credit]]></category>

		<guid isPermaLink="false">http://www.student-loan-guru.com/?p=141</guid>
		<description><![CDATA[Charles Q asks: I am returning to school in the fall but am short quite a bit of money. I need a student loan to pay for the rest of the first year, but I have really bad credit due to poor decisions I made some years ago. Does anyone know of any places, programs, [...]]]></description>
		<wfw:commentRss>http://www.student-loan-guru.com/are-there-any-student-loans-for-students-with-bad-credit/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What happens to the status of my student loans if I transfer to a different college?</title>
		<link>http://www.student-loan-guru.com/what-happens-to-the-status-of-my-student-loans-if-i-transfer-to-a-different-college/</link>
		<comments>http://www.student-loan-guru.com/what-happens-to-the-status-of-my-student-loans-if-i-transfer-to-a-different-college/#comments</comments>
		<pubDate>Tue, 09 Dec 2008 12:42:06 +0000</pubDate>
		<dc:creator>The Student Loan Guru</dc:creator>
				<category><![CDATA[financial aid]]></category>
		<category><![CDATA[student loan advice]]></category>
		<category><![CDATA[Clearing House]]></category>
		<category><![CDATA[Current School]]></category>
		<category><![CDATA[Enrollment Status]]></category>
		<category><![CDATA[Enrollment Verification]]></category>
		<category><![CDATA[Federal Direct Loans]]></category>
		<category><![CDATA[Federal Loans]]></category>
		<category><![CDATA[Loan Agencies]]></category>
		<category><![CDATA[Loan Agency]]></category>
		<category><![CDATA[Loan Payments]]></category>
		<category><![CDATA[Mae]]></category>
		<category><![CDATA[Previous School]]></category>
		<category><![CDATA[student loan repayment]]></category>
		<category><![CDATA[student loan transfer]]></category>
		<category><![CDATA[Student Loans]]></category>
		<category><![CDATA[Undergraduate Schools]]></category>

		<guid isPermaLink="false">http://www.student-loan-guru.com/?p=71</guid>
		<description><![CDATA[Andy M asks: I thinking about transferring to a different school but I still have student loans from my previous school (Sallie Mae and Federal Direct student loans). Are there clearing houses or other programs that my new enrollment status will be sent to so that the lenders are aware that I haven&#8217;t just stopped [...]]]></description>
		<wfw:commentRss>http://www.student-loan-guru.com/what-happens-to-the-status-of-my-student-loans-if-i-transfer-to-a-different-college/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Can student loans be written off in a bankruptcy?</title>
		<link>http://www.student-loan-guru.com/can-student-loans-be-written-off-in-a-bankruptcy/</link>
		<comments>http://www.student-loan-guru.com/can-student-loans-be-written-off-in-a-bankruptcy/#comments</comments>
		<pubDate>Sat, 06 Dec 2008 08:55:44 +0000</pubDate>
		<dc:creator>The Student Loan Guru</dc:creator>
				<category><![CDATA[student loan advice]]></category>
		<category><![CDATA[bad credit student loan]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[bankruptcy court]]></category>
		<category><![CDATA[Bankruptcy Filing]]></category>
		<category><![CDATA[Bankruptcy Loans]]></category>
		<category><![CDATA[can student loans be written off in a bankruptcy]]></category>
		<category><![CDATA[chapter 13 bankruptcy]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Filing Bankruptcy]]></category>
		<category><![CDATA[Filing For Bankruptcy]]></category>
		<category><![CDATA[student loan bankruptcy]]></category>
		<category><![CDATA[student loan consolidation]]></category>
		<category><![CDATA[student loan repayment]]></category>
		<category><![CDATA[Student Loans]]></category>

		<guid isPermaLink="false">http://www.student-loan-guru.com/?p=119</guid>
		<description><![CDATA[Mathew S asks: I am filing for bankruptcy and have several student loans. Can student loans be written off in a bankruptcy? Or do I still have to repay my student loans? Help! I need some student loan advice quickly! Student Loan Guru: Under most circumstances Federal student loans cannot be discharged in bankruptcy. Isn&#8217;t [...]]]></description>
		<wfw:commentRss>http://www.student-loan-guru.com/can-student-loans-be-written-off-in-a-bankruptcy/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Student Loan Options For Graduate Students</title>
		<link>http://www.student-loan-guru.com/student-loan-options-for-graduate-students/</link>
		<comments>http://www.student-loan-guru.com/student-loan-options-for-graduate-students/#comments</comments>
		<pubDate>Fri, 05 Dec 2008 18:40:55 +0000</pubDate>
		<dc:creator>The Student Loan Guru</dc:creator>
				<category><![CDATA[student loan advice]]></category>
		<category><![CDATA[federal perkins loan]]></category>
		<category><![CDATA[graduate plus loan]]></category>
		<category><![CDATA[graduate students]]></category>
		<category><![CDATA[stafford loan]]></category>
		<category><![CDATA[student loan options for graduate students]]></category>
		<category><![CDATA[Student Loans]]></category>
		<category><![CDATA[subsidized loan]]></category>
		<category><![CDATA[unsubsidized loan]]></category>

		<guid isPermaLink="false">http://www.student-loan-guru.com/?p=216</guid>
		<description><![CDATA[With the job market tightening, more and more people are choosing to extend their studies and gain more qualifications by enrolling in Graduate School. Competition for available jobs is fierce but you can give yourself an edge over many applicants holding a Bachelor’s degree by studying for an MBA. The biggest problem graduate students have [...]]]></description>
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		<title>Should I Pay Off My Student Loans Early?</title>
		<link>http://www.student-loan-guru.com/is-it-better-to-pay-off-student-loans-quickly/</link>
		<comments>http://www.student-loan-guru.com/is-it-better-to-pay-off-student-loans-quickly/#comments</comments>
		<pubDate>Thu, 04 Dec 2008 02:36:12 +0000</pubDate>
		<dc:creator>The Student Loan Guru</dc:creator>
				<category><![CDATA[student loan advice]]></category>
		<category><![CDATA[3 Years]]></category>
		<category><![CDATA[Canadian Loans]]></category>
		<category><![CDATA[Check Loans]]></category>
		<category><![CDATA[Emergency Fund]]></category>
		<category><![CDATA[Enough Money]]></category>
		<category><![CDATA[Is it better to pay off student loans quickly?]]></category>
		<category><![CDATA[Living Expenses]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[Pay Check]]></category>
		<category><![CDATA[paying off student loans early]]></category>
		<category><![CDATA[renting vs buying]]></category>
		<category><![CDATA[student loan debt]]></category>
		<category><![CDATA[student loan repayment]]></category>
		<category><![CDATA[Student Loans]]></category>

		<guid isPermaLink="false">http://www.student-loan-guru.com/?p=85</guid>
		<description><![CDATA[Stefani from Philly asks: I&#8217;m graduating this June and I&#8217;m going to have about $40,000 in student loan debt. I want to know whether or not I should pay off my student loans early as I can even if it means sharing a room with someone else. I&#8217;m planning to take at least 50% of [...]]]></description>
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