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	<title>Student Loan Advice &#187; student loan advice</title>
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	<link>http://www.student-loan-guru.com</link>
	<description>Student Loan Advice For Parents and Students Heading To College</description>
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		<title>Will student loans affect my mortgage applicaton?</title>
		<link>http://www.student-loan-guru.com/will-student-loans-affect-my-mortgage-applicaton/</link>
		<comments>http://www.student-loan-guru.com/will-student-loans-affect-my-mortgage-applicaton/#comments</comments>
		<pubDate>Sat, 10 Jan 2009 17:42:14 +0000</pubDate>
		<dc:creator>The Student Loan Guru</dc:creator>
				<category><![CDATA[Renting & Real Estate]]></category>
		<category><![CDATA[student loan advice]]></category>
		<category><![CDATA[become debt free]]></category>
		<category><![CDATA[dave ramsey]]></category>
		<category><![CDATA[debt free]]></category>
		<category><![CDATA[Flexibility]]></category>
		<category><![CDATA[home loans]]></category>
		<category><![CDATA[investing]]></category>
		<category><![CDATA[Lenders]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[mortgage application]]></category>
		<category><![CDATA[pay off your student loans]]></category>
		<category><![CDATA[Student Debt]]></category>
		<category><![CDATA[student loan consolidation]]></category>
		<category><![CDATA[student loan debt]]></category>
		<category><![CDATA[Student Loans]]></category>
		<category><![CDATA[will student loans affect my mortgage application]]></category>

		<guid isPermaLink="false">http://www.student-loan-guru.com/?p=59</guid>
		<description><![CDATA[

Linda R. from Ohio asked: I have $80,000 in several student loans, but since I consolidated all my student loans, the monthly payment is approximately $400. Other than this student loan, I&#8217;m debt free. Do mortgage lenders view student loan debt differently than other types of loans? Also, what other factors will they look at [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Why can&#8217;t students get a break on paying back student loans?</title>
		<link>http://www.student-loan-guru.com/why-cant-students-get-a-break-on-paying-back-student-loans/</link>
		<comments>http://www.student-loan-guru.com/why-cant-students-get-a-break-on-paying-back-student-loans/#comments</comments>
		<pubDate>Sat, 10 Jan 2009 07:49:58 +0000</pubDate>
		<dc:creator>The Student Loan Guru</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[student loan advice]]></category>
		<category><![CDATA[bad economy]]></category>
		<category><![CDATA[Bad Judgment]]></category>
		<category><![CDATA[Banks]]></category>
		<category><![CDATA[Break]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[fatherly advice]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[poor economy]]></category>
		<category><![CDATA[repaying student loans]]></category>
		<category><![CDATA[student loan repayment advice]]></category>
		<category><![CDATA[Student Loans]]></category>
		<category><![CDATA[Tax Breaks]]></category>

		<guid isPermaLink="false">http://www.student-loan-guru.com/?p=135</guid>
		<description><![CDATA[

Jan B. from NJ asked: Seeing how all the big companies are getting bailed out and getting tax breaks, why can&#8217;t they give us students a break on repaying student loans? I&#8217;m having a hard time trying to buy a home or car because of my Student Loans. It doesn&#8217;t seem fair to me.
Student Loan [...]]]></description>
		<wfw:commentRss>http://www.student-loan-guru.com/why-cant-students-get-a-break-on-paying-back-student-loans/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What Is The Best Way To Pay Off My Student Loans Early and Save Money?</title>
		<link>http://www.student-loan-guru.com/what-is-the-best-way-to-pay-off-my-student-loans-early-and-save-money/</link>
		<comments>http://www.student-loan-guru.com/what-is-the-best-way-to-pay-off-my-student-loans-early-and-save-money/#comments</comments>
		<pubDate>Thu, 18 Dec 2008 02:57:45 +0000</pubDate>
		<dc:creator>The Student Loan Guru</dc:creator>
				<category><![CDATA[financial aid]]></category>
		<category><![CDATA[student loan advice]]></category>
		<category><![CDATA[dave ramsey]]></category>
		<category><![CDATA[how to pay off my student loan early]]></category>
		<category><![CDATA[Interest Rate]]></category>
		<category><![CDATA[pay off a student loan early]]></category>
		<category><![CDATA[Quick Loans]]></category>
		<category><![CDATA[Quick Money]]></category>
		<category><![CDATA[repaying a student loan]]></category>
		<category><![CDATA[save money]]></category>
		<category><![CDATA[student loan forgiveness]]></category>
		<category><![CDATA[Student Loans]]></category>
		<category><![CDATA[teacher loan forgiveness]]></category>

		<guid isPermaLink="false">http://www.student-loan-guru.com/?p=123</guid>
		<description><![CDATA[

Megan B from Nebraska asked: Can you tell me of a quick you to pay student loans? I owe about 20k and my interest rate on the student loan is 6.5%. My monthly payment is around $200. Any suggestions please?
Student Loan Advice: Hey Megan, there are plenty of ways to pay off your student loan [...]]]></description>
		<wfw:commentRss>http://www.student-loan-guru.com/what-is-the-best-way-to-pay-off-my-student-loans-early-and-save-money/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Can I use my student loan to pay off my credit card debt?</title>
		<link>http://www.student-loan-guru.com/can-i-use-my-student-loan-to-pay-off-my-credit-card-debt/</link>
		<comments>http://www.student-loan-guru.com/can-i-use-my-student-loan-to-pay-off-my-credit-card-debt/#comments</comments>
		<pubDate>Fri, 12 Dec 2008 14:27:33 +0000</pubDate>
		<dc:creator>The Student Loan Guru</dc:creator>
				<category><![CDATA[student loan advice]]></category>
		<category><![CDATA[Can I use my student loan to pay off my credit card debt]]></category>
		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[credit cards for students]]></category>
		<category><![CDATA[private student loans]]></category>
		<category><![CDATA[student loan credit card debt]]></category>
		<category><![CDATA[student loan debt]]></category>
		<category><![CDATA[student loan questions]]></category>

		<guid isPermaLink="false">http://www.student-loan-guru.com/?p=247</guid>
		<description><![CDATA[

Monica W asks: I have $3500 in credit card debt. My Mom and Dad are paying for my school, but I have been unable to live on the money I get from them for living expenses. I wish that I had took out another student loan instead of using the credit card.
Already this semester I&#8217;ve [...]]]></description>
		<wfw:commentRss>http://www.student-loan-guru.com/can-i-use-my-student-loan-to-pay-off-my-credit-card-debt/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Can I consolidate my student loans if they&#8217;ve been taken over by a creditor?</title>
		<link>http://www.student-loan-guru.com/can-i-consolidate-my-student-loans-if-theyve-been-taken-over-by-a-creditor/</link>
		<comments>http://www.student-loan-guru.com/can-i-consolidate-my-student-loans-if-theyve-been-taken-over-by-a-creditor/#comments</comments>
		<pubDate>Thu, 11 Dec 2008 00:17:33 +0000</pubDate>
		<dc:creator>The Student Loan Guru</dc:creator>
				<category><![CDATA[Student Loan Consolidation]]></category>
		<category><![CDATA[Student Loan FAQ's]]></category>
		<category><![CDATA[student loan advice]]></category>
		<category><![CDATA[bums]]></category>
		<category><![CDATA[Can I consolidate my student loans if they've been taken over by a creditor]]></category>
		<category><![CDATA[child support]]></category>
		<category><![CDATA[Consolidate Loans]]></category>
		<category><![CDATA[consolidation for student loans]]></category>
		<category><![CDATA[Creditor]]></category>
		<category><![CDATA[defaulted student loans]]></category>
		<category><![CDATA[Duaghter]]></category>
		<category><![CDATA[Interest Rate]]></category>
		<category><![CDATA[Loan Companies]]></category>
		<category><![CDATA[Low Interest]]></category>
		<category><![CDATA[student loan]]></category>
		<category><![CDATA[student loan consolidation]]></category>
		<category><![CDATA[Student Loans]]></category>

		<guid isPermaLink="false">http://www.student-loan-guru.com/?p=95</guid>
		<description><![CDATA[

 Robert J asks: I have two student loans for about 3000 dollars each. I have been unemployed for several years taking care of my kid and haven&#8217;t make any payments on the loans. Now a creditor has taken my student loans over. I now owe 9,000 thanks to fees, penalties and interest. Is there any [...]]]></description>
		<wfw:commentRss>http://www.student-loan-guru.com/can-i-consolidate-my-student-loans-if-theyve-been-taken-over-by-a-creditor/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Can They Garnish My Income Tax or Wages If I Have Deferred Student Loans?</title>
		<link>http://www.student-loan-guru.com/can-they-garnish-my-income-tax-or-wages-if-i-have-deferred-student-loans/</link>
		<comments>http://www.student-loan-guru.com/can-they-garnish-my-income-tax-or-wages-if-i-have-deferred-student-loans/#comments</comments>
		<pubDate>Wed, 10 Dec 2008 11:53:54 +0000</pubDate>
		<dc:creator>The Student Loan Guru</dc:creator>
				<category><![CDATA[Student Loan FAQ's]]></category>
		<category><![CDATA[student loan advice]]></category>
		<category><![CDATA[collection agency]]></category>
		<category><![CDATA[defaulted student loan]]></category>
		<category><![CDATA[Deferred Loans]]></category>
		<category><![CDATA[garnished tax returns]]></category>
		<category><![CDATA[garnished wages]]></category>
		<category><![CDATA[garnishment]]></category>
		<category><![CDATA[Income Tax]]></category>
		<category><![CDATA[irs]]></category>
		<category><![CDATA[student loan default]]></category>
		<category><![CDATA[Student Loans]]></category>
		<category><![CDATA[Three Months]]></category>

		<guid isPermaLink="false">http://www.student-loan-guru.com/?p=57</guid>
		<description><![CDATA[

Rita Long asks: I have student loans in default. I have made arangements to pay my deferred student loans and I have been paying them on time for the last several months. I would like to know can they still garnish my income tax or wages although I am paying on the loans?
Student Loan Guru: [...]]]></description>
		<wfw:commentRss>http://www.student-loan-guru.com/can-they-garnish-my-income-tax-or-wages-if-i-have-deferred-student-loans/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Are there any student loans for students with bad credit?</title>
		<link>http://www.student-loan-guru.com/are-there-any-student-loans-for-students-with-bad-credit/</link>
		<comments>http://www.student-loan-guru.com/are-there-any-student-loans-for-students-with-bad-credit/#comments</comments>
		<pubDate>Tue, 09 Dec 2008 13:26:21 +0000</pubDate>
		<dc:creator>The Student Loan Guru</dc:creator>
				<category><![CDATA[financial aid]]></category>
		<category><![CDATA[student loan advice]]></category>
		<category><![CDATA[Amount Of Money]]></category>
		<category><![CDATA[Are there any student loans for students with bad credit]]></category>
		<category><![CDATA[bad credit student loans]]></category>
		<category><![CDATA[Banks]]></category>
		<category><![CDATA[Credit Help]]></category>
		<category><![CDATA[Federal Grants]]></category>
		<category><![CDATA[People With Bad Credit]]></category>
		<category><![CDATA[Poor Judgment]]></category>
		<category><![CDATA[Returning To School]]></category>
		<category><![CDATA[scholarships]]></category>
		<category><![CDATA[Student Loans]]></category>
		<category><![CDATA[student loans for people with bad credit]]></category>

		<guid isPermaLink="false">http://www.student-loan-guru.com/?p=141</guid>
		<description><![CDATA[

Charles Q asks: I am returning to school in the fall but am short quite a bit of money. I need a student loan to pay for the rest of the first year, but I have really bad credit due to poor decisions I made some years ago. Does anyone know of any places, programs, [...]]]></description>
		<wfw:commentRss>http://www.student-loan-guru.com/are-there-any-student-loans-for-students-with-bad-credit/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What happens to the status of my student loans if I transfer to a different college?</title>
		<link>http://www.student-loan-guru.com/what-happens-to-the-status-of-my-student-loans-if-i-transfer-to-a-different-college/</link>
		<comments>http://www.student-loan-guru.com/what-happens-to-the-status-of-my-student-loans-if-i-transfer-to-a-different-college/#comments</comments>
		<pubDate>Tue, 09 Dec 2008 12:42:06 +0000</pubDate>
		<dc:creator>The Student Loan Guru</dc:creator>
				<category><![CDATA[financial aid]]></category>
		<category><![CDATA[student loan advice]]></category>
		<category><![CDATA[Clearing House]]></category>
		<category><![CDATA[Current School]]></category>
		<category><![CDATA[Enrollment Status]]></category>
		<category><![CDATA[Enrollment Verification]]></category>
		<category><![CDATA[Federal Direct Loans]]></category>
		<category><![CDATA[Federal Loans]]></category>
		<category><![CDATA[Loan Agencies]]></category>
		<category><![CDATA[Loan Agency]]></category>
		<category><![CDATA[Loan Payments]]></category>
		<category><![CDATA[Mae]]></category>
		<category><![CDATA[Previous School]]></category>
		<category><![CDATA[student loan repayment]]></category>
		<category><![CDATA[student loan transfer]]></category>
		<category><![CDATA[Student Loans]]></category>
		<category><![CDATA[Undergraduate Schools]]></category>

		<guid isPermaLink="false">http://www.student-loan-guru.com/?p=71</guid>
		<description><![CDATA[

Andy M asks: I thinking about transferring to a different school but I still have student loans from my previous school (Sallie Mae and Federal Direct student loans). Are there clearing houses or other programs that my new enrollment status will be sent to so that the lenders are aware that I haven&#8217;t just stopped [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Can student loans be written off in a bankruptcy?</title>
		<link>http://www.student-loan-guru.com/can-student-loans-be-written-off-in-a-bankruptcy/</link>
		<comments>http://www.student-loan-guru.com/can-student-loans-be-written-off-in-a-bankruptcy/#comments</comments>
		<pubDate>Sat, 06 Dec 2008 08:55:44 +0000</pubDate>
		<dc:creator>The Student Loan Guru</dc:creator>
				<category><![CDATA[student loan advice]]></category>
		<category><![CDATA[bad credit student loan]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[bankruptcy court]]></category>
		<category><![CDATA[Bankruptcy Filing]]></category>
		<category><![CDATA[Bankruptcy Loans]]></category>
		<category><![CDATA[can student loans be written off in a bankruptcy]]></category>
		<category><![CDATA[chapter 13 bankruptcy]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Filing Bankruptcy]]></category>
		<category><![CDATA[Filing For Bankruptcy]]></category>
		<category><![CDATA[student loan bankruptcy]]></category>
		<category><![CDATA[student loan consolidation]]></category>
		<category><![CDATA[student loan repayment]]></category>
		<category><![CDATA[Student Loans]]></category>

		<guid isPermaLink="false">http://www.student-loan-guru.com/?p=119</guid>
		<description><![CDATA[

Mathew S asks: I am filing for bankruptcy and have several student loans. Can student loans be written off in a bankruptcy? Or do I still have to repay my student loans? Help! I need some student loan advice quickly!
Student Loan Guru: Under most circumstances Federal student loans cannot be discharged in bankruptcy. Isn&#8217;t it [...]]]></description>
		<wfw:commentRss>http://www.student-loan-guru.com/can-student-loans-be-written-off-in-a-bankruptcy/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Student Loan Options For Graduate Students</title>
		<link>http://www.student-loan-guru.com/student-loan-options-for-graduate-students/</link>
		<comments>http://www.student-loan-guru.com/student-loan-options-for-graduate-students/#comments</comments>
		<pubDate>Fri, 05 Dec 2008 18:40:55 +0000</pubDate>
		<dc:creator>The Student Loan Guru</dc:creator>
				<category><![CDATA[student loan advice]]></category>
		<category><![CDATA[federal perkins loan]]></category>
		<category><![CDATA[graduate plus loan]]></category>
		<category><![CDATA[graduate students]]></category>
		<category><![CDATA[stafford loan]]></category>
		<category><![CDATA[student loan options for graduate students]]></category>
		<category><![CDATA[Student Loans]]></category>
		<category><![CDATA[subsidized loan]]></category>
		<category><![CDATA[unsubsidized loan]]></category>

		<guid isPermaLink="false">http://www.student-loan-guru.com/?p=216</guid>
		<description><![CDATA[With the job market tightening, more and more people are choosing to extend their studies and gain more qualifications by enrolling in Graduate School. Competition for available jobs is fierce but you can give yourself an edge over many applicants holding a Bachelor’s degree by studying for an MBA.
The biggest problem graduate students have is [...]]]></description>
		<wfw:commentRss>http://www.student-loan-guru.com/student-loan-options-for-graduate-students/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Is it better to pay off student loans quickly?</title>
		<link>http://www.student-loan-guru.com/is-it-better-to-pay-off-student-loans-quickly/</link>
		<comments>http://www.student-loan-guru.com/is-it-better-to-pay-off-student-loans-quickly/#comments</comments>
		<pubDate>Thu, 04 Dec 2008 02:36:12 +0000</pubDate>
		<dc:creator>The Student Loan Guru</dc:creator>
				<category><![CDATA[student loan advice]]></category>
		<category><![CDATA[3 Years]]></category>
		<category><![CDATA[Canadian Loans]]></category>
		<category><![CDATA[Check Loans]]></category>
		<category><![CDATA[Emergency Fund]]></category>
		<category><![CDATA[Enough Money]]></category>
		<category><![CDATA[Is it better to pay off student loans quickly?]]></category>
		<category><![CDATA[Living Expenses]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[Pay Check]]></category>
		<category><![CDATA[renting vs buying]]></category>
		<category><![CDATA[student loan debt]]></category>
		<category><![CDATA[student loan repayment]]></category>
		<category><![CDATA[Student Loans]]></category>

		<guid isPermaLink="false">http://www.student-loan-guru.com/?p=85</guid>
		<description><![CDATA[

Stefani from Philly asks: I&#8217;m graduating this June and I&#8217;m going to have about $40,000 in student loan debt. I want to pay off my student loans as quickly as I can even if it means sharing a room with someone else. I&#8217;m planning to take at least 50% of my pay check to go [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Will a Loan company take over my federal student loans if the loans are in forbearance?</title>
		<link>http://www.student-loan-guru.com/will-loan-company-will-take-over-my-federal-student-loans-when-the-loans-are-in-forbearance/</link>
		<comments>http://www.student-loan-guru.com/will-loan-company-will-take-over-my-federal-student-loans-when-the-loans-are-in-forbearance/#comments</comments>
		<pubDate>Mon, 01 Dec 2008 16:36:53 +0000</pubDate>
		<dc:creator>The Student Loan Guru</dc:creator>
				<category><![CDATA[financial aid]]></category>
		<category><![CDATA[student loan advice]]></category>
		<category><![CDATA[Back To School]]></category>
		<category><![CDATA[Federal Loans]]></category>
		<category><![CDATA[federal student loans]]></category>
		<category><![CDATA[Forbearance]]></category>
		<category><![CDATA[Government Loans]]></category>
		<category><![CDATA[Loan Company]]></category>
		<category><![CDATA[Saillie Mae]]></category>
		<category><![CDATA[School Loans]]></category>

		<guid isPermaLink="false">http://www.student-loan-guru.com/?p=63</guid>
		<description><![CDATA[
Bob asked: Will a Loan company take over my federal student loans when the loans are in student loan forbearance? I need to go back to school. My loans are government loans from Saillie Mae. I owe them under $5000.
I heard about this company that will take over your school loans from them but I [...]]]></description>
		<wfw:commentRss>http://www.student-loan-guru.com/will-loan-company-will-take-over-my-federal-student-loans-when-the-loans-are-in-forbearance/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How do student loans for college work?</title>
		<link>http://www.student-loan-guru.com/how-do-student-loans-for-college-work/</link>
		<comments>http://www.student-loan-guru.com/how-do-student-loans-for-college-work/#comments</comments>
		<pubDate>Thu, 27 Nov 2008 10:08:42 +0000</pubDate>
		<dc:creator>The Student Loan Guru</dc:creator>
				<category><![CDATA[Student Loan FAQ's]]></category>
		<category><![CDATA[student loan advice]]></category>
		<category><![CDATA[College Work]]></category>
		<category><![CDATA[education finance options]]></category>
		<category><![CDATA[how do student loans for college work]]></category>
		<category><![CDATA[Job]]></category>
		<category><![CDATA[Loans For College]]></category>
		<category><![CDATA[Options]]></category>
		<category><![CDATA[scholarships]]></category>
		<category><![CDATA[student loan]]></category>
		<category><![CDATA[Student Loans]]></category>

		<guid isPermaLink="false">http://www.student-loan-guru.com/?p=89</guid>
		<description><![CDATA[

Question: How do student loans for college work? Are they different from traditional loans? Are they harder to get than traditional loans? Is there such a thing as a student loan that you wont have to pay until your job starts? Are there better options to student loans?
Answer: Most student loans work like traditional loans. [...]]]></description>
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		<title>Big Banks Ending Student Loans For Community College Students</title>
		<link>http://www.student-loan-guru.com/big-banks-ending-student-loans-for-community-college-students/</link>
		<comments>http://www.student-loan-guru.com/big-banks-ending-student-loans-for-community-college-students/#comments</comments>
		<pubDate>Thu, 20 Nov 2008 14:58:41 +0000</pubDate>
		<dc:creator>The Student Loan Guru</dc:creator>
				<category><![CDATA[student loan advice]]></category>
		<category><![CDATA[Banks]]></category>
		<category><![CDATA[citibank]]></category>
		<category><![CDATA[community college student aid]]></category>
		<category><![CDATA[community college student loans]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[financial aid]]></category>
		<category><![CDATA[jp morgan chase]]></category>
		<category><![CDATA[student loans for comminty college. student aid]]></category>

		<guid isPermaLink="false">http://www.student-loan-guru.com/?p=182</guid>
		<description><![CDATA[
You know, finding student aid for a community college is hard enough. But now with the economy the way it is and the credit crisis, finding student aid just got a little tougher. For many, this may be a disadvantage of attending a community college.
Major banks such as Citibank, JP Chase Morgan and others are [...]]]></description>
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