Posted on 27-11-2008

How do student loans for college work?

Filed Under ( Student Loan FAQ's, student loan advice ) by The Student Loan Guru
how do student loans work

Question: How do student loans for college work? Are they different from traditional loans? Are they harder to get than traditional loans? Is there such a thing as a student loan that you wont have to pay until your job starts? Are there better options to student loans?

Answer: Most student loans work like traditional loans. There are a few exceptions, but all in all, student loans have to be paid back, interest and all.

(0) Comments     Read More   
Posted on 25-11-2008

How to Land a Job after College

Filed Under ( Careers ) by The Student Loan Guru

Considering the economic turmoil that the nation is currently in, many students are curious on how to land a job after college. In recent years, it has become increasingly challenging to find companies that are hiring. This is especially true if all that you have under your belt is educational experience, and not hands on experience. If you are looking to acquire employment once you have graduated from college, it is going to take a little more than a diploma or basic degree to assist you. In this guide, I will provide you with several different steps that you can use to ensure that you are able to land a job after college.

(1) Comment     Read More   
Posted on 21-11-2008

How hard is it to get student loans?

Filed Under ( Student Loan FAQ's, financial aid ) by The Student Loan Guru
how hard is it to get Student Loans

Question:
Do most students get approved for student aid? If so, for how much usually? Do you choose the amount you want to borrow? The reason I ask is because I need to take out a student loan to pay for study abroad this coming summer. I don’t want to take out a private student loan. Are student loans difficult to be approved for?

(0) Comments     Read More   
graduate Student Loans

Question: I know that you can get federal student subsidized loans and nonsubsidized loans if you have bad credit, but these non-credit based loans only goes up to $20,000. The school I want to go to cost around $70K. Are there any other types of loans out there available to graduate students that have bad credit? My FICO score now is 430 because I have a home foreclosure on my credit report.

(0) Comments     Read More   
Posted on 20-11-2008

Big Banks Ending Student Loans For Community College Students

Filed Under ( student loan advice ) by The Student Loan Guru

You know, finding student aid for a community college is hard enough. But now with the economy the way it is and the credit crisis, finding student aid just got a little tougher. For many, this may be a disadvantage of attending a community college.

(2) Comments     Read More   
Posted on 20-11-2008

What student loans are available to me at mid-semester?

Filed Under ( Student Loan FAQ's, financial aid ) by The Student Loan Guru
mid semester Student Loans

Question: I need money for basic living expenses. I attend a community college. I’m currently enrolled for 10 credits so I’m not quite full time, but I plan on being full time in the winter semester. Are there any student loans that will help me pay for basic living expenses? Any mid semester student loans?

(1) Comment     Read More   
Posted on 19-11-2008

Poor Economy Affecting Student Loan Programs

Filed Under ( Student Loan News ) by The Student Loan Guru

Bailout Plan To Help Student Loans

The bailout plan signed by President Bush in October will also help many lenders that have outstanding bad Student loans. While we hear a lot about the Mortgage crisis and the buyout of bad housing loans, few know that the bailout will also help lenders, both here and abroad, that are holding bad student loans.

(0) Comments     Read More   
Student Loan application

QuestionI have just a little over $4000 left on a student loans, and I have two semester left to complete college. This fall, I am taking additional courses but in the spring I am only taking one or two. Will they offer the remaining of my loans for the fall semester, and I can use my pell grant for the spring or will they split the remaining student loans between the two semesters?

(0) Comments     Read More   
Private Student Loans

Question: I have over 100k in private student loans from several private lenders. The interest rate is out of this world due to my bad credit. Is there a way to get another loan to pay this off at a lower interest rate? What kind of student loan debt consolidation program should I be looking for? Most student loan companies only deal with Federal loans it seems. I keep seeing ads for mortgage loans with low monthly payments. Is there something like this for people like me with private student loans?

(0) Comments     Read More